2018 NYSHIP State Premium Rates

Please be advised that the NYS Division of Budget has approved the Empire Plan’s premium rates for the year 2018.  The approval of these rates signals the beginning of the option transfer period for the New York State Health Insurance Program.

The Option Transfer Period and the Opt-Out enrollment period for State employees will run until December 15, 2017.

NYSHIP will again offer the Opt-Out Program in 2018, which will allow eligible employees who have employer sponsored group health insurance, to opt out of their NYSHIP coverage in exchange for an incentive payment.  NYS employees who currently participate in the Opt-Out Program will receive a notice advising that the PS-404 and PS-409 forms MUST be submitted during the Annual Option Transfer Period to continue participation in 2018.

In 2012 and 2013, CSEA had a special arrangement with New York State which allowed a CSEA enrollee covered as a dependent through their spouse/domestic partner, who is also a State employee, to opt out of their coverage in return for a $1,000 payment.  This arrangement has not been made available to CSEA since 2013.  CSEA’s ongoing grievance regarding the “State on State” Opt-Out Program continues to move forward in arbitration.  We will keep you advised of any developments.

Here is the link for the 2018 NYSHIP Biweekly Rates  rates for CSEA active State Executive Branch employees (and Unified Court System).  Please note there are two sets of rates.  The first set reflects 2018 biweekly rates for CSEA represented State employees who are Grade 9 and below.  The second set reflects 2018 biweekly rates for CSEA represented State employees who are Grade 10 and above.

Please note some of the HMOs saw a significant change in health insurance premiums for 2018.

Empire Plan rates for Local Government (municipalities and school districts) will be sent under separate cover.  Please contact our office at 1-800-286-5242 if you have any questions.