2019 New York State Health Insurance Program Plan Rates

For CSEA Active State Employees (and Unified Court System Employees)

The State Division of Budget has approved the Empire Plan’s premium rates for 2019 (rates are listed below).  The approval of the rates signals the beginning of the option transfer period for state employees.

New York state active employees have until January 18, 2019 to change their health insurance option or to submit/resubmit documentation to participate in the Opt-Out Program for 2019.  Enrollees wishing to change options or participate in the Opt-Out Program should complete the necessary transaction forms and return them to their health benefits administrator no later than January 18, 2019.

Administration employees, the new health insurance options will begin

December 27, 2018.  The earliest paycheck in which you will see a health insurance deduction change will be the payroll check of December 12, 2018 (Administrative Lag-Exempt) and December 26, 2018 (Administrative Lag)If you change options, because of processing time, most paycheck changes will be made in January and will include retroactive adjustments.

Institution employees, the new health insurance options will begin January 3, 2019 (triple lag employees will begin December 27, 2018).  The earliest paycheck in which you will see a health insurance deduction change will be the payroll check of December 20, 2018 (for Institution Lag-Exempt) and January 3, 2019 (for Institution Lag and Triple Lag).  If you change options, because of processing time, most paycheck changes will be made in January and will include retroactive adjustments.

Enrollees should review health insurance options carefully and see their health benefits administrator to make any changes or with any questions.

2019 NYSHIP Rates for Active State Employees