Page 7 - Retiree News Spring 2021

MONEY MATTERS
5 simple tips to help you keep more of your hard-earned money and safeguard your finances.
Now is the perfect time to take stock of your finances and make a fresh start.
As you move forward into 2021, taking care of a few little details can make a big difference – without a lot of effort.
1 Set up Emergency and Splurge Accounts
Create a “just in case” account to cover the unexpected. Build your savings with automatic transfers to the account on payday and you won’t even feel the pinch. While you’re at it, set up a “splurge” account because you deserve it.
2 Get Your Free Credit Report
Did you know you’re entitled to one free report per year? Order yours from Equifax, Transunion, or Experian at www.annualcreditreport.com and check for discrepancies.
3 Change Your Passwords
Make a note on your calendar to change your account password(s) every 90 days to stay ahead of cyber-criminals. Start in the first month of the year and with the seasons.
4 Comparison-Shop Your Cards & Loans
Write down the interest rates you’re paying on your credit cards and loans, then shop around. Finding a better rate can lower your monthly payments and the total interest you’ll pay.
5 Turn to the Experts
Struggling with financial issues? Need help setting goals?
The professionals at your financial institution can be a valuable resource for solutions and guidance.
Learn how the low, fixed-rate CSEA Visa Credit Card and other budget-friendly solutions from CAP COM help you save!
Visit www.capcomfcu.org/csea or call (844) 622-CSEA. Federally insured by NCUA
2021 Retiree Elections Information
The term of office for current local and unit officers expires on June 30, 2021.
The CSEA Statewide Election Committee (SEC) will oversee the entire process for all retiree local and unit elections.
The candidate application period has ended. The SEC will oversee the design, finalization, printing, and mailing of all ballots.
Ballots will be mailed from Headquarters on April 21, 2021 to all eligible retiree members for each contested retiree local and/or unit election(Locals 910, 912 & 917).
Replacement ballots will be available on April 28, 2021. You
may contact the SEC at 1-800-342-4146, ext. 1447 to request a replacement ballot.
Ballots are due to the specified postal box on May 20, 2021.
The SEC will supervise and certify the ballot tally for all retiree elections and announce the results. Retiree candidates shall receive written notice of their election results. Notice of election results will be published in a subsequent Retiree Newsletter and sent to all retiree members as soon as possible after the certification of the results. The SEC shall address any and all retiree election protests.
2021 Election Schedule
Date
April 21 April 28 May 20 May 20 May 21
Ten days after results are certified
(remainder of schedule)
Activity
Ballots mailed
Replacement ballots available
Ballots due in specified postal box by 9:30 a.m. Ballot tallies begin for contested races at 10:00 a.m. Certified retiree election results announced
End of Protest Period (Regarding Results)
A message to Westchester Retirees Local 921 members from Local President Cheryl Melton
“I’ve decided not to run for Local 921 President, but I will be on the Local Board. Thank you all for your support over the years. It was a pleasure being your President. Stay safe! Peace, love and blessings!”
— Cheryl
SPRING 2021 7