Page 17 - Work Force January 2025

NYSHIP releases 2025 plan rates for active CSEA state, Unified Court System employees
Editor’s Note: Please note that as this edition arrives at your home, the deadlines referenced in this article may have passed. We are including the information for anyone who may receive it before Dec. 31, 2024.
The State Division of Budget has approved the Empire Plan’s premium rates for 2025. The rates are listed on this page.
The Option Transfer Period, which is the time to choose your health insurance option for 2025, will end Dec. 31, 2024.
Any state member wishing to change their NYSHIP health insurance option or enroll in the Opt-Out Program should submit the required signed documentation to their agency’s health benefits administrator no later than Dec. 31, 2024. You may also change your option online using
MyNYSHIP at www.cs.ny.gov/mynyship no later than Dec. 31, 2024.
The Pre-Tax (PTCP) Election Period runs concurrently with the NYSHIP annual Option Transfer Period.
The PTCP is a voluntary program
that allows employees to have
their share of health insurance premiums deducted from their
wages before taxes are withheld,
which in turn may lower tax
liability. Any state member
wishing to change their Pre-Tax
election must submit a signed
health insurance transaction form (PS-404) to their agency’s health benefits administrator no later than Dec. 31, 2024.
Please refer to the 2025 rates and the
“Important Dates for your Benefit Choices” for information on the effective date of new health
insurance options and when to expect any health insurance deduction
changes. Deduction changes related to an option change request may
be made in a future paycheck and, therefore, could result in
retroactive charges.
As we enter 2025, it is a good
time to verify that your personal information on your health
insurance record is up to date. To ensure timely notification of plan
information, it is important that your name, address, and phone number are
correct. Notify your agency’s health benefits administrator of any updates.
NYSHIP biweekly premium rates for 2025
Health Plan Name
Grade 9 and Below
Family
Grade 10 and Above
Individual Family
Individual
The Empire Plan 001 $60.23 $272.67 $80.31 $324.22
Blue Choice 066 $49.93 $214.37 $66.58 $255.38
CDPHP (Capital) 063 $66.53 $228.97 $85.52 $273.66
CDPHP (Central) 300 $98.03 $248.45 $117.29 $296.86
CDPHP (Hudson Valley) 310 $162.11 $368.80 $181.40 $419.00
Emblem Health - HIP (Downstate) 050 $173.20 $458.53 $195.00 $515.22
Emblem Health - HIP (Capital) 220 $280.97 $597.60 $300.92 $656.06
Emblem Health - HIP (Hudson Valley) 350 $270.78 $669.54 $287.41 $713.59
Highmark BCBS of WNY 067 $53.93 $231.99 $71.91 $276.35
Highmark BCBS of Northeastern NY 069 $55.34 $238.57 $73.78 $284.15
HMO Blue (Central NY) 072 $58.77 $248.57 $78.36 $296.28
HMO Blue (Utica Region) 160 $82.98 $291.46 $103.18 $344.91
Independent Health 059 $53.20 $226.04 $70.94 $269.39
MVP (Rochester) 058 $51.70 $203.12 $68.93 $242.78
MVP (East) 060 $54.92 $216.03 $73.22 $258.20
MVP (Central) 330 $87.54 $245.35 $107.07 $293.19
MVP (Mid-Hudson) 340 $94.72 $247.48 $114.01 $295.68
MVP (Nor th) 360 $73.33 $236.58 $92.72 $282.74
January 2025
The Work Force 17