Page 17 - Work Force July-August 2023

July-August 2023
The Work Force 17
EBF can help members get crucial oral preventive care
Take advantage of MetLife Legal Plans ― a new benefit for you and your family
Legal experts on your side, whenever you need them. For $16.30 per month, you, your spouse and dependents get legal assistance for some of the most frequently needed personal legal matters. There are no deductibles and no claim forms when using a network attorney for a covered matter. Or use an attorney outside of the network and be reimbursed some of the cost.1 And, for non- covered matters that are not otherwise excluded, this benefit provides four hours of network attorney time and services per year.2
1. You will be responsible to pay the difference, if any, between the plan’s payment and the out-of-network attorney’s charge for services.
2. No more than a combined maximum total of four hours of attorney time and service are provided for the member, spouse and qualified dependents, annually.
Will for Member & Spouse Medical power of attorney Traffic ticket defense Home refinancing
Total
Potential Savings
Protection at every step:
Buying, renting or selling a home
Get help with reviewing contracts and purchase agreements, preparing deeds and the closing process.
Family & Personal
Get assistance with adoption, child custody order and visitation, child support enforcement/modification, divorce or annulment, guardianship, name change, and parental responsibility matters.
Estate planning
Have an attorney assist with a will, living will and power of attorney or go online to complete in as little as 15 minutes.
And more...
Get assistance for a wide range of other issues covered under your plan, including tax-related matters, traffic tickets, small claims, repossession and unlimited consultations on any personal legal matter, as long it's not excluded.
Visit cseany.org/mb to enroll today or call 800.821.6400 for more information.
You may need this valuable benefit sooner than you think!
Without a With a Covered services legal plan legal plan
Scan QR Code with your mobile device to enroll today!
$782
$196
$0 out of pocket
$782
$1,955
$3,715 3
$0 out of pocket
$0 out of pocket
$0 out of pocket
$196 per year 4
$3,519
Oral health is a vital component of overall well-being, yet it often receives less attention than other types of health care. Oral preventive care plays an important role in safeguarding our oral health and promoting a healthier life.
Oral preventive care
Proper oral hygiene practices, combined with regular preventive care, play a pivotal role in preventing oral diseases and maintaining optimal health. Daily brushing, flossing, and rinsing with fluoride- based mouthwash remove plaque and reduce the risk of tooth
decay and gum disease. However, preventive care extends beyond home routines.
Regular dental
checkups and
professional cleanings,
usually recommended
twice a year, provide
comprehensive oral
examinations that can
detect early signs of
dental issues. Early detection allows for timely intervention, preventing minor concerns from developing into major oral health problems.
Long-term benefits
Investing in oral preventive care yields numerous long-term benefits. It reduces the financial burden associated with extensive dental treatments, such as root canals, extractions or dental implants. By addressing issues at their early stages, preventive care saves individuals from costly procedures and potential complications.
Promoting a healthier lifestyle
In addition to the physical benefits, oral preventive care promotes a healthier lifestyle.
A healthy mouth allows for proper chewing, which aids in digestion and nutrient absorption. Moreover, it enhances speech clarity, contributing to effective communication and overall confidence.
By prioritizing oral health, individuals are more likely to
adopt other healthy habits, such
as balanced nutrition and tobacco cessation. The interconnectedness of oral health and general well-being highlights the holistic approach required for optimal health.
EBF can help
The EBF administers negotiated dental benefits for state government employees, Unified Court System
employees, and more than 600 CSEA local government units. Refer to your contract or visit cseaebf.com and use our Benefit Search Tool to find out exactly what EBF benefits you have.
EBF dental plans include three exams and three cleanings each calendar year.
Other preventive services such as X-rays and oral cancer screenings can detect early signs of abnormalities. Commonly recommended for children, dental sealants can prevent the accumulation of plaque and
food particles. These preventive
Maintaining good oral health
positivelyimpactsoverallhealth ScasnerQvicRescaoredceoveredinfullatan
as well. Research has linked oral infections to systemic diseases
like cardiovascular conditions, diabetes and respiratory illnesses. Regular dental checkups enable early identification of these potential health risks and facilitate necessary preventive measures, reducing the overall disease burden.
EBF participating provider (plan
with your mobile
limitations, exclusions, and annual
device to enroll
maximums apply).
Embracing a preventive mindset
today!
and seeking professional dental care empowers individuals to take control of their oral health and lead healthier lives. Schedule a checkup today!