Insurance for CSEA members
As a CSEA member, you get access to many insurance benefits, including health, life, home insurance, dental and vision, automobile and disability insurance.
Health Insurance
The CSEA Health Benefits Department coordinates and oversees all of the union’s contractually negotiated health benefits.
Pearl Insurance
Pearl Insurance has been helping protect CSEA members and their families for more than 80 years. With a full range of offerings from life insurance to disability, auto and homeowner’s insurance and even pet insurance. The CSEA Group Sponsored Insurance program is designed to help members be prepared for whatever might happen in their lives.
No-cost Accidental Death Benefit
Protect your loved ones with a $10,000 Accidental Death Benefit, available at no cost to members in good standing!
Learn about the no-cost $10,000 Accidental Death Benefit
Life Insurance Benefit for New Members
For members who join CSEA after January 1, 2026, you are automatically covered by a $5,000 life insurance benefit through MetLife. This benefit is for the first year of membership at no cost, with options to continue coverage.
Simply complete the beneficiary form in the link below to ensure your coverage goes where it is needed most.
Life Insurance
For assistance with your existing life insurance policy, email the CSEA Insurance Department at cseatermlifeinsurance@cseainc.org or call us toll free at 1-800-342-4146.
Home Insurance
CSEA members can purchase home insurance or get help with existing policies by visiting Pearl Insurance.
Dental and Vision
The CSEA Employee Benefit Fund manages dental and vision for all CSEA members currently working in State Government and some members working for Local Governments (where negotiated into your contract).
If you are a retiree member, you can visit Pearl Insurance for Retiree Dental and Retiree Vision plans.
Automobile Insurance
CSEA members can purchase automotive insurance or get help with existing policies by visiting Pearl Insurance.
Disability Insurance
CSEA members can purchase disability insurance or get help with existing policies by visiting Pearl Insurance.
Accidental Death Benefit through NYS
As a surviving spouse, child or dependent, you may be eligible for a $50,000 Accidental Death Benefit from the New York State Department of Civil Service if the NYS Workers’ Compensation Board determines your loved one’s death was the result of a job-related accident.
To receive this benefit, you must file a claim with the Workers’ Compensation Board District Office within two years following the date of death. More details about this benefit are available from the employer’s Personnel Office
Workers’ Compensation Survivor Benefits
Workers’ Compensation Death Claims